Free GiroKonto – Consors Bank (Previously Cortal Consors) with free VISA card / ATM card

You get all girocard / V Pay cards payments for which the PIN input is required, a 10-cent credit. You will also receive this credit for all purchases, you pay with your Visa Classic card. Regardless of whether you have made ​​your purchases online or in person in the trade.
Please note that the amount of credit card sales from calendar year is limited to a total of up to 100 euros per checking account. This equals up to 1,000 cards payments under the above conditions.

You will receive a collected your credit card payments for each quarter.
Payment is made ​​quarterly by quarterly financial statements in the following months of January, April, July and October.

If until 30.09.2013 a first input content is posted to your account, you will receive a thank you in October, a credit of 50 € on your Cortal Consors checking account.
input content as well as wages, federal financial aid, pay and pensions are counted. Self-referrals are excluded.

Participation is open to all adult new customers and existing customers who open their first checking account at Cortal Consors from 16.05.2013.

The € 50 bonus will be credited to your checking account in October Cortal Consors.

Yes, this is free of charge in all German branches of the journey Bank AG. You can be there to cash amounts from 1,000 to 25,000 euros in cash.
Please call ahead to customer service at:

• 0911/369 12 40

As additional security for the payment, please contact your customer advisor legitimacy number. They call this the journey Bank branch. In addition, you will also need a valid identity document. You should therefore like to have your identity card or passport.

• Amounts to 5,000 euros you can pay next working already on leave (Monday to Friday).
• Amounts from 5.000 euros available after three working days.

Please grant the withdrawal request before 15:00 clock. Otherwise the payment date be postponed by a further business day.

The grant and the amount of the overdraft facility is financially dependent. With new store openings, the maximum credit facility of € 1,500. A claim to a credit facility does not exist. After 3 times will input content can be checked on the customer, the granting of a higher overdraft facility.

The VISA Classic card you can use at over 24 million locations worldwide: wherever VISA credit cards are accepted. For example, in shops, gas stations, restaurants, hotels, and of course the internet.

No, you can withdraw card worldwide to nearly one million ATMs free money with your VISA Classic. Also fall in stores, restaurants or gas stations when using the VISA Classic card no additional fees or costs to you.

It depends on the limit of your VISA Classic card. In general, you can withdraw from ATMs daily and weekly up to 1,000 euros to 3,000 euros.

For the VISA Classic card a personal framework is agreed. Within this limit, you can pay cash.

Please call the customer care at Cortal Consors:

• 0911/369 12 40

You will receive by mail a new personal identification number (PIN).

Not all merchants accept credit cards. In these cases, you can use your girocard / V PAY card in Europe.

There may be a card failure or a technical failure of the ATM. Please call in such cases, our customer service at:

• 0911/369 – 12 40

Please check first if you have entered your personal identification number wrong. If you enter your PIN incorrectly three times, the card will be blocked for your safety. To unlock the phone, please call customer service:

• 0911/369 – 12 40

If you are sure that you have correctly entered your PIN, please call the customer care also. You will immediately receive a new card.
Important: For security reasons it is important that you destroy your old card: Cut out the card with scissors several times. Confirm us the destruction of your card please in an informal letter.

Please leave immediately terminate your card VISA Classic:

• 116 116 free in Germany
• +49,116,116 From abroad *

A replacement card can be obtained from the customer service:

• 0911/369 – 12 40

The girocard / V PAY card is the new “debit card” VISA, so the former “ec card”. You can easily pay with her and withdraw money from ATMs – you having to use only your identification number (PIN).

You can use the card as a debit card – use, for example, to park, ticket or vending machines or at the stamps from Deutsche Post – without entering a PIN or signature.
purpose you need to recharge. This goes at ATMs and at loading terminals of car parks or bus stops.Simply enter your PIN.

For traders, you can use the card for free. Fall for withdrawing money with the girocard / V PAY card fees Institus machines operated on.
The level of fees is displayed in Germany during the withdrawal process.
Our recommendation: Use to withdraw money with your VISA Classic card. With it, you can withdraw money free of charge worldwide.

For your safety, different limits apply to the use of your girocard / V PAY card:

• At ATMs you can withdraw up to 500 euros a day.
• For purchases using your PIN you can pay within seven days up to 2,000 euros.
• On the cash card you can load up to 200 euros.

Yes, the Cortal Consors girocard / V PAY card you can use there.

Pay or withdraw money using girocard / V PAY card:

• Germany and Europe
• Charges of machines operated institution

Pay or withdraw money using VISA Classic Card:

• worldwide
• no fees

No, Cortal Consors there is no statement printer. You can view the online archive your statements at any time.

There could be several reasons:

• The dealer takes no cards in general. This is possible especially outside Europe. Please soft in this case simply on your VISA Classic card.
• The lines were overloaded. Background: The merchant sends from his terminal from a request to us to have to authorize payment. This is done for security reasons.